At JourneyPure Louisville, we don’t want you worrying about dealing with insurance companies on your own.
However, finding out if your insurance plan covers addiction treatment is not always a yes or no proposition. Plans vary, with different levels of coverage. Sometimes, whether coverage is available depends on the severity if the addiction. This is usually measured by a physical and mental examination provided by a licensed medical professional and helps many insurance companies make a more informed decision.
Inpatient Addiction Treatment versus Outpatient Treatment
Depending on how serious the addiction is, the patient will need to decide whether an inpatient or outpatient treatment center is right for him or her.
Inpatient treatment features a residential area, where patients live for a period of time to focus more fully on beating their addiction and any mental health issues. It is the recommended treatment for serious, long-term problems.
An outpatient facility, like JourneyPure Louisville, only requires the patient to participate for a number of hours per day and allows them to leave after these hours have been served. Outpatient treatment is suited for people less serious, short-term addictions.
A Plan for Action
JourneyPure works with almost all insurance plans in Kentucky, including Cigna, Anthem Blue Cross Blue Shield, United Health, and more. Our staff is available 24 hours a day, seven days a week to discuss insurance options and payment. Our team works diligently to ensure that you receive the full range of benefits you are entitled to, per your situation.
Many United Health plans are accepted at drug rehab programs, including that of JourneyPure Louisville. However, acceptability of insurance varies according to the individual, the health plan, and the treatment center.
Drug and alcohol addiction services included in United Behavioral Health’s policies often consist of:
– Inpatient hospital detox
– Outpatient detox
– Inpatient drug and alcohol rehab
– Outpatient drug and alcohol rehab
While individual plans of course vary, Anthem provides coverage for inpatient and outpatient alcohol and substance abuse services, including detox. Currently, Anthem provides insurance at its levels of Bronze, Silver, Gold, and Platinum.
Meanwhile, many Cigna health plans are accepted at drug rehabilitation programs, including those of JourneyPure. Cigna works with employers and organizations to help members stay healthy. A managed care organization, Cigna works closely with brokers and consultants to develop innovative programs and lower medical costs.
We here at JourneyPure can guide you through the verification process and let you know just how much your current insurance situation plan covers addiction treatment. Once we’ve got a little basic information about you and your situation, our specialists can take it from there to open contact with your insurance company. Let us do the heavy lifting!