Cigna works with employers and organizations around the world to help employees stay healthy and on the job. The managed care organization (MCO) works closely with brokers and consultants to develop innovative programs and lower medical costs.
Many Cigna health plans are accepted at drug rehabilitation programs, including those of JourneyPure.
However, acceptability of insurance varies according to the individual, the plan, and the particular treatment center. Your insurance plan may cover only a portion of your rehabilitation stay, so it’s important to check your insurance plan prior to enrolling in a drug rehab program.
Sometimes, finding out if your insurance plan covers addiction treatment is not a yes or no proposition. Plans vary, with different levels of coverage. Sometimes, whether coverage is available depends on the severity of the addiction. This is usually measured through a physical and mental examination provided by a licensed medical professional. This will help Cigna make a more informed decision.
The Lengths Cigna Will Go To
Cigna insurance policies may allow their enrollees to attend a private rehab center. Private rehab centers are typically less crowded and offer more efficient care than public facilities. Both are confidential and discreet.
Also depending on the coverage, it may be possible to go to a specialty center that allows you to learn how to beat addiction while enjoying exclusive amenities.
Inpatient Addiction Treatment versus Outpatient
Depending on how serious the addiction is, the patient will need to decide whether an inpatient or outpatient treatment center is right for him or her.
Inpatient treatment features a residential area, where patients live for a period of time to focus more fully on beating their addiction and any co-occurring mental health disorders. It is recommended for serious, long-term problems.
An outpatient facility only requires the patient to participate for a number of hours and allows them to leave. Outpatient treatment, like what can be found at JourneyPure Louisville, is suited for people with less serious, short-term addictions.
Verifying Coverage and Finding the Best, Most Appropriate Treatment
Studying up on insurance options can be overwhelming, especially if you or someone you know is suffering with addiction. Of course, knowledgeable advisors are available with Cigna. They can verify your insurance coverage and find the best treatment for you. Simply call your insurance provider and ask an informed representative about the details of your individual plan.